Lakes at Black Oak
New Homes in Magnolia, TX

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

• Terms: 30 yrs FHA
• Interest Rate: 4.500%
• APR: 4.588%
• Down Payment: 3.5%

*Financing example is based on a sales price of $269,900 with a 3.5% down payment and a minimum credit score of 640. Mortgage is an FHA 30 year fixed rate loan in the amount of $260,454 with an interest rate of 4.500% (4.588% APR) and monthly payments of $1,320. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through our affiliated lender.

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

• Terms: 30 yrs FHA
• Interest Rate: 4.500%
• APR: 4.588%
• Down Payment: 3.5%

*Financing example is based on a sales price of $274,900 with a 3.5% down payment and a minimum credit score of 640. Mortgage is an FHA 30 year fixed rate loan in the amount of $265,278 with an interest rate of 4.500% (4.588% APR) and monthly payments of $1,344. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through our affiliated lender.

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

• Terms: 30 yrs FHA
• Interest Rate: 4.500%
• APR: 4.588%
• Down Payment: 3.5%

*Financing example is based on a sales price of $274,900 with a 3.5% down payment and a minimum credit score of 640. Mortgage is an FHA 30 year fixed rate loan in the amount of $265,278 with an interest rate of 4.500% (4.588% APR) and monthly payments of $1,344. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through our affiliated lender.

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

• Terms: 30 yrs FHA
• Interest Rate: 4.500%
• APR: 4.588%
• Down Payment: 3.5%

*Financing example is based on a sales price of $279,900 with a 3.5% down payment and a minimum credit score of 640. Mortgage is an FHA 30 year fixed rate loan in the amount of $270,104 with an interest rate of 4.500% (4.588% APR) and monthly payments of $1,369. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through our affiliated lender.

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

• Terms: 30 yrs FHA
• Interest Rate: 4.500%
• APR: 4.588%
• Down Payment: 3.5%

*Financing example is based on a sales price of $279,900 with a 3.5% down payment and a minimum credit score of 640. Mortgage is an FHA 30 year fixed rate loan in the amount of $270,104 with an interest rate of 4.500% (4.588% APR) and monthly payments of $1,369. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through our affiliated lender.

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

• Terms: 30 yrs FHA
• Interest Rate: 4.500%
• APR: 4.588%
• Down Payment: 3.5%

*Financing example is based on a sales price of $279,900 with a 3.5% down payment and a minimum credit score of 640. Mortgage is an FHA 30 year fixed rate loan in the amount of $270,104 with an interest rate of 4.500% (4.588% APR) and monthly payments of $1,369. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through our affiliated lender.

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

• Terms: 30 yrs FHA
• Interest Rate: 4.500%
• APR: 4.588%
• Down Payment: 3.5%

*Financing example is based on a sales price of $284,900 with a 3.5% down payment and a minimum credit score of 640. Mortgage is an FHA 30 year fixed rate loan in the amount of $274,928 with an interest rate of 4.500% (4.588% APR) and monthly payments of $1,393. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through our affiliated lender.

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

• Terms: 30 yrs FHA
• Interest Rate: 4.500%
• APR: 4.588%
• Down Payment: 3.5%

*Financing example is based on a sales price of $289,900 with a 3.5% down payment and a minimum credit score of 640. Mortgage is an FHA 30 year fixed rate loan in the amount of $279,754 with an interest rate of 4.500% (4.588% APR) and monthly payments of $1,417. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through our affiliated lender.

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

• Terms: 30 yrs FHA
• Interest Rate: 4.500%
• APR: 4.588%
• Down Payment: 3.5%

*Financing example is based on a sales price of $289,900 with a 3.5% down payment and a minimum credit score of 640. Mortgage is an FHA 30 year fixed rate loan in the amount of $279,754 with an interest rate of 4.500% (4.588% APR) and monthly payments of $1,417. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through our affiliated lender.

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

• Terms: 30 yrs FHA
• Interest Rate: 4.500%
• APR: 4.588%
• Down Payment: 3.5%

*Financing example is based on a sales price of $289,900 with a 3.5% down payment and a minimum credit score of 640. Mortgage is an FHA 30 year fixed rate loan in the amount of $279,754 with an interest rate of 4.500% (4.588% APR) and monthly payments of $1,417. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through our affiliated lender.

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

• Terms: 30 yrs FHA
• Interest Rate: 4.500%
• APR: 4.588%
• Down Payment: 3.5%

*Financing example is based on a sales price of $299,900 with a 3.5% down payment and a minimum credit score of 640. Mortgage is an FHA 30 year fixed rate loan in the amount of $289,404 with an interest rate of 4.500% (4.588% APR) and monthly payments of $1,466. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through our affiliated lender.

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

• Terms: 30 yrs FHA
• Interest Rate: 4.500%
• APR: 4.588%
• Down Payment: 3.5%

*Financing example is based on a sales price of $299,900 with a 3.5% down payment and a minimum credit score of 640. Mortgage is an FHA 30 year fixed rate loan in the amount of $289,404 with an interest rate of 4.500% (4.588% APR) and monthly payments of $1,466. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through our affiliated lender.

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

• Terms: 30 yrs FHA
• Interest Rate: 4.500%
• APR: 4.588%
• Down Payment: 3.5%

*Financing example is based on a sales price of $304,900 with a 3.5% down payment and a minimum credit score of 640. Mortgage is an FHA 30 year fixed rate loan in the amount of $294,228 with an interest rate of 4.500% (4.588% APR) and monthly payments of $1,491. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through our affiliated lender.

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

• Terms: 30 yrs FHA
• Interest Rate: 4.500%
• APR: 4.588%
• Down Payment: 3.5%

*Financing example is based on a sales price of $304,900 with a 3.5% down payment and a minimum credit score of 640. Mortgage is an FHA 30 year fixed rate loan in the amount of $294,228 with an interest rate of 4.500% (4.588% APR) and monthly payments of $1,491. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through our affiliated lender.

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

• Terms: 30 yrs FHA
• Interest Rate: 4.500%
• APR: 4.588%
• Down Payment: 3.5%

*Financing example is based on a sales price of $309,900 with a 3.5% down payment and a minimum credit score of 640. Mortgage is an FHA 30 year fixed rate loan in the amount of $299,054 with an interest rate of 4.500% (4.588% APR) and monthly payments of $1,515. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through our affiliated lender.

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

• Terms: 30 yrs FHA
• Interest Rate: 4.500%
• APR: 4.588%
• Down Payment: 3.5%

*Financing example is based on a sales price of $309,900 with a 3.5% down payment and a minimum credit score of 640. Mortgage is an FHA 30 year fixed rate loan in the amount of $299,054 with an interest rate of 4.500% (4.588% APR) and monthly payments of $1,515. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through our affiliated lender.

Payment does not include amounts for taxes and insurance premiums; the actual amount will be higher.

• Terms: 30 yrs FHA
• Interest Rate: 4.500%
• APR: 4.588%
• Down Payment: 3.5%

*Financing example is based on a sales price of $339,900 with a 3.5% down payment and a minimum credit score of 640. Mortgage is an FHA 30 year fixed rate loan in the amount of $328,004 with an interest rate of 4.500% (4.588% APR) and monthly payments of $1,662. Monthly principal and interest are included in the above payments. Monthly taxes, mortgage insurance and hazard insurance are not included in the above payment for this loan program. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through our affiliated lender.